Free Kasasa Saver

Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions; transfers between accounts; debit card purchases processed by merchants and received by our financial institution as ATM transactions; PIN-based, signature-based transactions, non-retail payment transactions and purchases made with debit cards not issued by our financial institution. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first banking day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle. See our website or contact one of our branch service representatives for specific Monthly Qualification Cycle dates. "Banking Day" means any business day on which an office of the financial institution is open to the public for the purpose of carrying out substantially all its banking functions. "Business Day" means a calendar day other than a Saturday or a Sunday or all Federal Holidays. "Statement Cycle" means the period of time for which our financial institution provides a summary of the financial activities and transactions that post and settle to the accountholder's account. See our website or contact one of our branch service representatives for specific Statement Cycle dates.

Reward Information: Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle: Kasasa Saver: daily balances up to and including $10,000.00 in your Kasasa Saver account earn an dividend rate of 0.995% resulting in an APY of 1.00% and daily balances over $10,000.00 earn an dividend rate of 0.245% on the portion of the daily balance over $10,000.00, resulting in a range from 1.00% to 0.11% APY depending on the Kasasa Saver account's daily balance. Kasasa Cash: daily balances up to and including $10,000.00 in your Kasasa Cash account earn a dividend rate of 3.923% resulting in a non-compounding APY* of 4.00%; and daily balances over $10,000.00 earn a dividend rate of 0.10% on the portion of the daily balance over $10,000.00, resulting in a non-compounding range from 4.00% to .45% APY depending on the account's daily balance. Kasasa Cash Back: 4.00% cash back on up to a total of $500.00 Point of Sale debit card purchases that post and settle to the account during that cycle period. A maximum of $20.00 cash back may be earned per Monthly Qualification Cycle. Kasasa Cash and Kasasa Cash Back: You will receive reimbursements up to an aggregate total of $20.00 ($4.99 per single transaction) for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during that Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and: the entire daily balance in the Kasasa Saver account earns 0.01% APY and the entire daily balance in the Kasasa Cash account earns a dividend rate of 0.01% resulting in a non-compounding APY of 0.01%.

Dividends will be credited to your Kasasa Saver and Kasasa Cash accounts on the last day of the current statement cycle.

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

If Kasasa Cash or Kasasa Cash Back are linked to Kasasa Saver, the following also apply:

Kasasa Cash: When linked to a Kasasa Saver account, the dividend earned within the Kasasa Cash account does not compound since it, along with any nationwide ATM withdrawal fee reimbursements are, automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account balance is less than the transferred amount when the transfer occurs.

Kasasa Cash Back: When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield. APYs accurate as of 10/01/2023. APY calculations are based on an assumed balance of $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Qualifications and rewards may vary by account. $25 minimum deposit is required to open the Kasasa Saver account. $100.00 minimum deposit is required to open the Kasasa Cash or the Kasasa Cash Back account. Monthly receipt of electronic statements is a condition of Monthly Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account(s). See accompanying Miscellaneous Fees and Charges schedule for fees that may apply to this account. Enrollment in electronic services (e.g., online banking, e-statements) and log-ons may be required to meet some of Kasasa Saver's linked Kasasa Cash or Kasasa Cash Back account(s). Limit of 1 account(s) per social security number/taxpayer identification number. There are no recurring monthly maintenance charges or fees to open or close this account. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. A Kasasa Cash Back or Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member NCUA. Kasasa, Kasasa Saver, Kasasa Cash Back and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.