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Stop dreaming — start decorating. Low rates and local processing help you build the perfect home for your family.

  • Competitively low rates for your home construction project
  • Available for primary residence or second home construction
  • Provides more convenience, especially toward the end of the construction phase and the beginning of permanent mortgage
  • Pay off interest quicker; payments are interest-only during construction phase
  • Construction draws applied in stages based on work completed
  • Local decision-making and processing in North Georgia
  • Attentive, friendly service from start to finish