Home Equity Loans

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You don't have to look far to find financial relief. Use the value of your home to improve your quality of life.

  • Competitive, low rates for several short-term or ongoing needs:
    • Education expenses
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • Emergency reserve
    • And more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible*
  • Local decision-making and processing in North Georgia
  • Attentive, friendly service from start to finish
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds easily available via in-person or phone transfers to a specified GCB checking account
  • The interest paid might be tax deductible*
  • Set up automatic payments to be deducted from your account monthly
  • Local decision-making and processing in North Georgia
  • Attentive, friendly service from start to finish
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*Consult a tax advisor.

Membership eligibility required. Credit is subject to approval, not all applicants will qualify. APRs are subject to increase after consummation and without prior notice. Programs, rates, terms and conditions are subject to change without notice.